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Ways we can help.
We honor trust, responsiveness, and the highest ethical standards as a fiduciary.
We're here to help every step of the way. These are some of our most commonly asked questions.
A Registered Investment Advisor (RIA) is a person or firm who advises high-net-worth individuals on investments and manages their portfolios.
RIAs have a fiduciary duty to their clients, which means they have a fundamental obligation to provide investment advice that always is in their client’s best interest.
An RIA must adhere to a fiduciary standard of care, laid out in the U.S. Investment Advisors Act of 1940. Simply stated, this standard requires the advisor to act in the best interest of the client and to eliminate, or expose to the client, any existing or potential conflicts of interest.
Our philosophy consists of low cost index investing via exchange traded and mutual funds. We selectively use individual stocks and fixed income securities to complement the index portion of a portfolio.
Studies show over long time horizons (i.e. 5 years or more) very few money managers beat the performance of the index benchmark. Why pay higher fees for the likelihood of lower performance. We shun high expense assets and never use an asset with a sales commission (or load).
It’s the degree of intimacy in the personal financial relationship we achieve with clients. We don’t have sales quotas, profit goals, hundreds of clients, and all the other mandates large corporations place on their advisors.
The only metrics that matter to us are whether the client is satisfied with the results, and the relationship.
GSIA is a fee-only investment advisor which means the only compensation comes directly from the client. There are no sales commissions, referral fees, or other compensation from any source whatsoever.
Let’s have a non-intimidating, confidential and complimentary conversation. While most of our clients have a high net-worth and average portfolio size of about $850,000 we don’t set arbitrary minimums to work together.
We’ll evaluate if our services match your needs. At the very least you’ll get some free advice in our initial conversation.
Are you ready for a detailed discussion? Contact us at any time to schedule a consultation.
4346 W Rose Hill St.
Boise, ID 83705
(208) 890-5680
ron@gemstateadvisors.com
8:00 am - 5:00 pm | M-F
by appointment
